Healthcare.gov

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ANGUS
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Re: Healthcare.gov

Post by ANGUS »

SnoBrdr wrote:
ANGUS wrote:
SnoBrdr wrote:
ANGUS wrote:Obama care has made rape ok. Really! Its true! I have had the same Anthem Blue cross plan for over a decade. " Grandfathered plan" so I don't have to go through the obama care dot.crap thing every year. I have big deductibles. Just got the notice int the mail today. Going up again on Jan 1. I thought my ass was sore. Checked my bank statements over the last few years. That confirmed it. Obama raped me withe the help of blue cross. My insurance has almost doubled for a healthy 40 year old since he started his program. I don't dare change plans. So I guess Ill put up with it one more year. I'm hoping we have a civil war of some type or things change after this election. Anarchy would be a welcome relief on my wallet. At least at that point you can shoot the bastards that try to rob and rape you.
Are you a single payer?
I am a single payer. Self employed idiot. PPO plan. Even the rape architect at BCBS told me I wont find much else out there. He recommend I stay with it until they take it away. Same advice from a friend in the medical biz. Had this plan since 2002. Its getting close to a mortgage payment.
Ya, the problem with single payer is no no one looks out for you.

Where I live, the AG is supposed to be the watchdog for single payers but each year BC comes to them and asks for 15-20% more, so the AG only gives them 10% or so.

No one cares about the single payer so they are all screwed by all sides.

I know people who were paying $300 a few years ago and last year it was $700+ for lousy coverage.

Sounds about the same as me. Getting up to 750 for me. I pay out of NH. I have no problem paying for what is fair. Beyond that I don't want to have to shoulder the burden of the illegals and professionally lazy people of this country. It's time for something to happen. I have more faith in my veterinarian than most doctors today. If you ever get to see an MD? Most physicals are done by nurses. Makes no sense to this guy.
Bubba
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Re: Healthcare.gov

Post by Bubba »

Vermont Sees One Of The Lowest Insurance Rate Increases Under Obamacare

http://digital.vpr.net/post/vermont-see ... 7#stream/0" onclick="window.open(this.href);return false;
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SnoBrdr
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Re: Healthcare.gov

Post by SnoBrdr »

Bubba wrote:Vermont Sees One Of The Lowest Insurance Rate Increases Under Obamacare

http://digital.vpr.net/post/vermont-see ... 7#stream/0" onclick="window.open(this.href);return false;
If you go to the actual study, it's kinda confusing as they only talk about "Silver" plans.

http://kff.org/health-reform/issue-brie ... ketplaces/

My state has rates that drop 2% while Ohio's drop 17%.

Minnesota goes up 481%.
Last edited by SnoBrdr on Nov 29th, '16, 16:41, edited 1 time in total.
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madhatter
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Re: Healthcare.gov

Post by madhatter »

SnoBrdr wrote:
Bubba wrote:Vermont Sees One Of The Lowest Insurance Rate Increases Under Obamacare

http://digital.vpr.net/post/vermont-see ... 7#stream/0" onclick="window.open(this.href);return false;
If you go to the actual study, it's kinda confusing as they only talk about "Silver" plans.

http://kff.org/health-reform/issue-brie ... ketplaces/

Mt state has rates that drop 2% while Ohio's drop 17%.

Minnesota goes up 481%.
anyone save 2500 dollars a year?
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madhatter
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Re: Healthcare.gov

Post by madhatter »

http://www.zerohedge.com/news/2017-05-1 ... -september" onclick="window.open(this.href);return false;

Aetna Abandons Obamacare Totally
mach es sehr schnell

'exponential reciprocation'- The practice of always giving back more than you take....
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Mister Moose
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Re: Healthcare.gov

Post by Mister Moose »

I took my dog to the vet last week to look at an inflamed skin tab. Simple office visit consisting of "it's fine, keep it clean and try some antiseptic ointment if you can keep her from licking it off". Then we talked skiing.

$40.

Forty dollars.


I filled out zero paperwork at the visit. I was seen within 10 minutes. I got excellent quality of care by an experienced fully degreed doctor of my choosing. What I didn't get was any insurance reimbursement, price controls, negotiated pricing, out of network small print, single payer sourcing, or legal assurance of being able to sue his pants off if it turned out to be worse than a skin tab.

Give that some thought on how health care should be run.
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Coydog
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Re: Healthcare.gov

Post by Coydog »

Mister Moose wrote:I took my dog to the vet last week to look at an inflamed skin tab. Simple office visit consisting of "it's fine, keep it clean and try some antiseptic ointment if you can keep her from licking it off". Then we talked skiing.

$40.

Forty dollars.


I filled out zero paperwork at the visit. I was seen within 10 minutes. I got excellent quality of care by an experienced fully degreed doctor of my choosing. What I didn't get was any insurance reimbursement, price controls, negotiated pricing, out of network small print, single payer sourcing, or legal assurance of being able to sue his pants off if it turned out to be worse than a skin tab.

Give that some thought on how health care should be run.
<sarcasm> Pretty sure that's exactly how it'll run under the GOP plan. </sarcasm>
killyfan
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Re: Healthcare.gov

Post by killyfan »

As a VT resident who has medical expenses amounting to roughly $1,200/month, (I have a chronic, incurable, deadly disease) I can provide some input from my viewpoint. I have been a slave to the insurance industry in the United States since I was 17 and left home for college and was put on my own budget. Never has there been a week in my life where I did not endure mental duress over my health insurance - and my ability to keep myself alive. If I were to run out of my medicine, I would literally be deceased within a few days.

It has been an eye-opener to me to travel as an adult to some Capitalist and Socialist countries and see the level of care provided. I suffered a slight fracture and sprain of my ankle once in Switzerland, and the locals just walked me into the local hospital where they x-rayed me, and told me it was so minor that all I needed was some sort of magical "gel" that took all of the swelling and 90% of the pain away and made it possible for me to continue my 2-week snowboard trip. The total time involved in my visit to the hospital was less than 1 hour. This cost me, (as a foreigner visiting their country) ZERO dollars at the hospital, and they never asked to see my "Insurance Card." When I got to the Pharmacy to pick up the gel, it was $16 (US).

Over the last 49 years I have been on everything from a Teamster's provided BC/BS plan to Medicaid to the nicest corporate plans from Blue Cross/Blue Shield, Aetna and everything inbetween. I am now a Silver Plan member of BC/BS via VT Health Connect's platform. Since my medical expenses are somewhat high for a typical person in their 40's - I feel pretty relieved to be living in VT and being able to pay a relatively low monthly co-pay with a $1,200 deductible. BUT, on purpose, I work two jobs that are not the highest paying jobs that I am qualified for in order to keep my co-pays down. I wish that I had dental and eye coverage, as I'm pretty sure that being able to see and chew my food are necessary to being a productive working woman. The VT Health Connect paperwork has been ridiculous, and the mistakes in both billing and the website have made it the most trying system that I have ever dealt with. I need to watch every single bill and statement of benefits like a kestrel to make sure it is correct. About 75% of the time they are NOT correct.

While the VT Health Connect system is very handicapped, its low cost is crucial to me. I can not fathom moving out of this state right now. I have a sibling in Minnesota, and I'll be seeing him next week. He has a wife and two daughters in college - and I can't imagine what his monthly premiums are or are going to be. I'll find out soon, I guess.

I have a large and wide base of friends who themselves have, (or have a loved one with) the same disease that I have. We support each other mentally, and the last month has been incredibly stressful for all of us. I have wanted to move to a Socialist country for many years, and Mr Killy actually is a dual citizen of a country that we both consider desirable. Perhaps someday we will need to jump over the pond. I would not give a flying F about 50% taxes if I could sleep at night, every night, knowing that the next time I have an ER visit that I will be taken care of. But for now, we stay here.
Attachments
Today's landing page on the VT Health Connect website....  Hold times on the phone will easily be over 45 min on Monday, I guarantee it.
Today's landing page on the VT Health Connect website.... Hold times on the phone will easily be over 45 min on Monday, I guarantee it.
Screen Shot 2017-05-21 at 5.41.07 AM.png (88.34 KiB) Viewed 711 times
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biged
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Re: Healthcare.gov

Post by biged »

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brownman
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Re: Healthcare.gov

Post by brownman »

Even if Drumph accepted Kristin Beck's challenge, thereby using up his deductible, he"d still be clueless on Healthcare.
:seeya
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madhatter
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Re: Healthcare.gov

Post by madhatter »

brownman wrote:Even if Drumph accepted Kristin Beck's challenge, thereby using up his deductible, he"d still be clueless on Healthcare.
:seeya
so tell us all what he should do according to you...otherwise that leaves you even more clueless and and irrelevant...

lets start w the fact that trump isn't writing the bill...follow that up w the fact that obamacare has been nothingit was sold as and that teh D's totallyown that mess until such time as it;s repealed and replaced...but seeing as it's virtually impossible to resolve this issue that shouldnt;' be part of govt to begin with, no one is gonna rush to take ownership of this flaming disaster...

Image
mach es sehr schnell

'exponential reciprocation'- The practice of always giving back more than you take....
brownman
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Re: Healthcare.gov

Post by brownman »

What he should do .. is resign.
:roll:
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madhatter
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Re: Healthcare.gov

Post by madhatter »

brownman wrote:What he should do .. is resign.
:roll:
such deep thoughts there, jack handy...we'll be sure to consult you the next time we need a sore loser of the day... sorry gary johnson only got like 15 votes...run a better candidate next time...til then try working on those coping skills...baby steps...
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'exponential reciprocation'- The practice of always giving back more than you take....
madhatter
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Re: Healthcare.gov

Post by madhatter »

http://www.zerohedge.com/news/2017-09-1 ... re-new-car" onclick="window.open(this.href);return false;

The Obamacare "Death Spiral": Health Plans Now Cost Employers More Than A New Car
According to WSJ, the average cost of health coverage offered by employers pushed toward $19,000 for a family plan this year, while the share of firms providing insurance to workers continued to edge lower, according to a major survey by the Kaiser Family Foundation.
Image


w nearly 20k in premiums for what amounts to a "free" checkup and physical ( barring any catastrophic injury or illness) it's time to re-think "insurance" aka risk management.... 20k annual contributions to HSA/FSA accounts and a catastrophic plan w a high deductible would make a lot more sense...
mach es sehr schnell

'exponential reciprocation'- The practice of always giving back more than you take....
SnoBrdr
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Re: Healthcare.gov

Post by SnoBrdr »

madhatter wrote:http://www.zerohedge.com/news/2017-09-1 ... re-new-car

The Obamacare "Death Spiral": Health Plans Now Cost Employers More Than A New Car
According to WSJ, the average cost of health coverage offered by employers pushed toward $19,000 for a family plan this year, while the share of firms providing insurance to workers continued to edge lower, according to a major survey by the Kaiser Family Foundation.
Image


w nearly 20k in premiums for what amounts to a "free" checkup and physical ( barring any catastrophic injury or illness) it's time to re-think "insurance" aka risk management.... 20k annual contributions to HSA/FSA accounts and a catastrophic plan w a high deductible would make a lot more sense...
Single payer would make even more sense.
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